As slick as the Apple Card is, its features are unique only in their mix, presentation, and integration into iOS. Doing business elsewhere doesn’t mean you miss out on real-time fraud alerts, payment reminders, cash back and the like.
In fact, the majority of the Apple Card’s defining features have been around for ages, and odds are they’re available in a credit card you already possess. That’s particularly so if it was issued by one of large banks—Chase, American Express, Discover, Citibank, Capital One, or Bank of America.
Pitting those companies’ approaches against Apple’s doesn’t result in exact equivalents, of course. For example, while most credit cards from a single big bank come with the benefits we’ve outlined below, not every one does; you’ll need to verify the specific card you have or want has what you seek. Some features also require manual set up. And a handful of features can’t be replicated at all.
