If you navigate over to Apple.com today, you’ll see a brand new product at the top of the homepage. Like so many iPhones, iPads, and Macs that have come before, the beautiful images and enticing tagline make you want to get one immediately, complete with a button to do so.
Except, the newest Apple thing doesn’t have a screen. It’s not a shiny thing you can buy on a payment plan or lust over at the Apple Store. In fact, it actually won’t cost you anything to get it. At least not up front. No, for this product all you have to turn over is your credit. You know, the thing that needs to be in good standing to get a house or a car or, just an iPhone XS under Apple’s Upgrade Program. And it’s not just about buying stuff. Your credit score and history could also be determining factors when renting an apartment, signing up for cable television, even being considered for a job.
